Insurance coverage

Health care benefits change and differ from plan to plan and provider to provider. It is important for you to understand your health care benefits before your surgery.

Now is a good time to call your insurance provider and find out exactly what is and is not covered under your plan, and how much you have to pay yourself.

Learn more by reading Determining your health insurance coverage.


If home health care or short-term rehab services are covered by your health insurance, you will still need to qualify for these services.

For example, if you are moving well and are medically stable when you leave the hospital, you may not meet the guidelines for these services. In this case, you may have to pay out-of-pocket for these services if you want them. It is important to have other plans in place in case you do not meet the guidelines.

Source: Allina Health's Patient Education Department, Hip Replacement, eighth edition, ortho-ah-90139
First Published: 10/01/2000
Last Reviewed: 10/01/2020