2026 Benefits Enrollment is here: Nov. 3-17

Allina Health continues to offer the same four medical plans to meet your unique needs in 2026. We’ve been able to preserve our benefits while keeping the cost of medical coverage below the average increase for Minnesota companies. 

Do you need to make a change to your medical coverage for next year?

Now is a good time to review your 2026 options and select benefits that best fit your present needs. If you do not take action, your current medical plan election will carry over into 2026. All plan options and costs will be available in Workday, Nov. 3-17. See where to find your medical premiums.

Here's what you need to know for 2026:

• Enrollment is only required for Flexible Spending Accounts (Health Care FSA, Limited Purpose FSA or Dependent Care FSA) and PTO Purchase (if eligible). These elections do not carry over to 2026.
• When choosing from our four medical plans, consider the plan's network based on your care needs. 
  • For narrow network coverage, including all Allina Health providers + limited network partners, consider the Allina Elevate Plan and the Premier Health Savings Plan.
  • For broad network coverage, including an extended nationwide network of two million providers, consider the Allina First Plan and the Select Health Savings Plan.
  • Use the member websites for Allina Health | Aetna (Allina Elevate Plan only) and Blue Cross Blue Shield of MN (all other plans) to search network providers.
• Select Health Savings Plan deductibles will increase:
  • The in-network individual deductible will change to $2,000; out-of-network will change to $4,000.
  • The in-network family deductible will change to $4,000; out-of-network will change to $8,000.
• Watch for member coinsurance to increase by 10 percentage points for the Select Health Savings Plan, Allina First Plan and Allina First (Alt) Plan. Pharmacy benefit coinsurance remains the same.
• A spousal surcharge for employees who follow non-contract benefits continues to apply on the Allina First Plan and the Select Health Savings Plan.

Plus, learn about Minnesota Paid Family and Medical Leave in 2026 and Rx Savings Solutions!

• Starting Jan. 1, 2026, Minnesota's new Paid Family and Medical Leave (PFML) law will offer payments and job protections for people who need time away from work for their own health or to care for a family member. Visit the State of Minnesota website for details. Employees only can also access helpful information from the Allina Health AKN (intranet homepage).
• If you enroll in an Allina Health employee medical plan, you also have access to Rx Savings Solutions (RxSS). RxSS helps lower your prescription drug costs by identifying opportunities for lower-cost, therapeutically equivalent medications. Check your Allina Health email inbox for details.

With so much to consider, it's a great time to tap into these tools for decision-making support:

• The ALEX plan comparison tool (or for MNA-represented employees) makes it easy to identify the best medical plan for you in 2025 – plus learn more about other benefits. Note: ALEX is not intended for SEIU-represented employees.
• The Securian Financial life insurance decision tool is also available to help you decide how much life insurance you need next year. 

Enroll via Workday, Nov. 3-17: