You may be able to receive short-term disability or other benefits while recovering from surgery. Talk with your employer or social worker for more information.
Transplant costs are divided into three areas:
Charges for before surgery tests and procedures should not be billed to you or your insurance company.
There is a federal grant available to help with costs for food, lodging and travel for those who qualify. Please ask your coordinator for details.
Medicare covers the full costs of surgery. This includes pre-surgery, surgery and recovery expenses. There will be no out-of-pocket expenses for your hospital stay. Medicare will also pay if you need treatment for complications (problems) that occur as a result of the surgery.
Private insurance or Medicare will not cover your personal expenses before, during and after evaluation, surgery and recovery. You will be responsible for any charges that are not directly related to the kidney donation such as:
If you are unsure if any service or medicine will be paid for by Medicare, ask your financial specialist.
Donating a kidney should not change your current insurance coverage. If you do not have insurance before surgery and apply for insurance after surgery, you may need a physical and may need to wait a period of time before the insurance company qualifies you for coverage.
Allina Health Patient Education, Kidney Transplant Information for Recipients and Donors, renal_ahc_93498
Allina Patient Education experts, including the Transplantation Department of Abbott Northwestern Hospital