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Understanding health reform

The Affordable Care Act

Starting in January 2014, U.S. citizens and legal residents, except those who fit special exemption categories, must have health insurance under the Affordable Care Act. Those who don't will pay a tax penalty.

To ensure access to health coverage, state and federal health insurance marketplaces began selling plans on October 1, 2013.

  • Minnesota residents can purchase a plan through MNsure, the state marketplace. Visit or call 1-855-366-7873 (1-855-3-MNSURE).
  • Wisconsin residents can purchase a plan on the federal marketplace. Visit or call 1-800-318-2596.

In addition to the marketplace, you should consider any private insurance plans available to you (e.g., through your employer or your spouse/partner's employer, for example). Most people eligible for private insurance will continue to choose that option.

If you have coverage through a public program, check with the state in which you live to determine your options.

Health reform and Allina Health patients

We've answered some common questions about health reform as it relates to care at Allina Health hospitals, clinics and specialty care services.

Can Allina Health help me enroll in a plan on MNsure or the Health Insurance Marketplace?
Does Allina Health offer a plan on MNsure?
Is my Allina Health provider available through a MNsure plan?
I live in Wisconsin and am shopping on the Health Insurance Marketplace. Is there a plan that allows me to continue seeing my Allina Health provider?
How much does coverage cost?
Will Allina Health still provide care to me even if I don’t have insurance coverage?

Source: Allina Health; U.S. Department of Health & Human Services
Reviewed by: Allina Health Health Policy and Government Affairs
First Published: 05/13/2010
Last Reviewed: 10/29/2013