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Allina Health resources
State health reform
Federal health reform
Understanding health reform
The Affordable Care Act
Starting in January 2014, U.S. citizens and legal residents, except those who fit special exemption categories, must have health insurance under the Affordable Care Act. Those who don't will pay a tax penalty.
To ensure access to health coverage, state and federal health insurance marketplaces began selling plans on October 1, 2013.
In addition to the marketplace, you should consider any private insurance plans available to you (e.g., through your employer or your spouse/partner's employer, for example). Most people eligible for private insurance will continue to choose that option.
If you have coverage through a public program, check with the state in which you live to determine your options.
Health reform and Allina Health patients
We can connect you with the resources available to help you enroll. There is online and phone support to help you compare your plan options, understand the financial assistance that may be available to you and to enroll in a plan.
Yes. Blue Cross and Blue Shield of Minnesota and the Allina Health Network have partnered to offer BluePrint.
The BluePrint insurance plans feature a network of leading primary care and specialty care doctors, and regional health systems in the Twin Cities metro area, greater Minnesota and western Wisconsin. This means you can choose from more than 4,000 physicians, 25 hospitals and 225 clinics.
As an individual/family product, BluePrint is available as a silver-level (with a $1,900 deductible, 20 percent coinsurance and a $5,650 out-of-pocket maximum) and platinum-level (with a $1,000 deductible, 0 percent coinsurance and $1,000 out-of-pocket maximum) product through the MNsure insurance exchange.
Yes. When considering your plan options on MNsure.org, make sure you check the plan networks to verify Allina Health is an in-network option before you enroll. Please note that out-of-network coverage will require higher co-pays, deductibles, out-of-pocket expenses and co-insurance.
You can also choose to enroll in BluePrint, which features a broad network of care including all Allina Health providers as well as a network of leading independent primary care and specialty providers and regional health systems throughout Minnesota and western Wisconsin.
I live in Wisconsin and am shopping on the Health Insurance Marketplace. Is there a plan that allows me to continue seeing my Allina Health provider?
Yes. If you are a Wisconsin resident considering a plan on the Health Insurance Marketplace, there are plans that include Allina Health providers and facilities. Make sure you check the plan’s networks to verify Allina Health is an in-network option before you enroll. Please note that out-of-network coverage will require higher co-pays, deductibles, out-of-pocket expenses and co-insurance.
Cost depends on many factors, including coverage level, the network of providers and the age of insured individuals. Payment assistance is available through MNsure and the Health Insurance Marketplace for those who meet specific income requirements.
You can review costs and determine if you are eligible for payment assistance online or by phone:
Yes. Providing convenient access to necessary medical care regardless of one's ability to pay is important to us. That's why we offer financial assistance services for patients and their families who cannot afford to pay their medical bills. You can learn more about these programs by calling 612-362-9000 or 1-800-859-5077. We can help you find the right program for your situation.
Source: Allina Health; U.S. Department of Health & Human Services
Reviewed by: Allina Health Health Policy and Government Affairs
First Published: 05/13/2010
Last Reviewed: 10/29/2013